Time To Startup News and resources for starting your own business, creating a corporation, or forming an LLC. http://www.timetostartup.com en-us editor@timetostatup.com(Troy Janisch) Small Businesses Fear Fraudhttp://www.timetostartup.com/blog.asp?e=256Eighty-four percent of small business owners are concerned about fraud in connection to their business finances. This is according to survey results jointly released today by SunTrust Banks, Inc. and the National Small Business Association (NSBA). The "Foil Fraud" survey also showed seven out of 10 small business owners are more concerned about fraud now than they were a year ago. Feds Ponder Troubling Tax Changes for Small Businesshttp://www.timetostartup.com/blog.asp?e=255Despite a proposed elimination of the alternative minimum tax and an extension of expensing rules, the so-called "mother of all tax reforms" also contains a potentially punishing hike in rates small businesses would have to pay, as well as a repeal of a deduction for making things in the United States. Form Your 2008 LLC Now to Avoid State Congestionhttp://www.timetostartup.com/blog.asp?e=254Although it may be too late for sole proprietors to gain the tax advantages of forming an LLC or corporation in 2007, it's not too early to begin adopting these changes for 2008. Home-Based Businesses Reach Record Levelhttp://www.timetostartup.com/blog.asp?e=253The number of home businesses have reached an all-time high, according to a recent study. Small Business Owners Lose Confidence http://www.timetostartup.com/blog.asp?e=252Small business owners’ confidence dropped to new low in October 2007, according to National City’s Business Confidence Index. New Businesses = New Jobshttp://www.timetostartup.com/blog.asp?e=251Small business creates America’s new jobs, according to the latest data from the Small Business Administration. Unsecured Small Business Loans: Higher Rates, Shorter Turnaroundhttp://www.timetostartup.com/blog.asp?e=250Business owners with a poor credit history, or none at all, may find funds in the form of a Bad Credit Small Business Loan. Economic Outlook Slows Startuphttp://www.timetostartup.com/blog.asp?e=249With declines in credit and housing value, entrepreneurs are finding it harder to start a new business. Build Success with Free Resources at Toolkit.comhttp://www.timetostartup.com/blog.asp?e=248The Business Owner’s Toolkit, one of the original and most-trusted online resources for small business, has a new location on the internet and will be adding new features in upcoming months. Business owners can now find its well-known collection of practical tips, business templates, and unique how-to content at www.toolkit.com What’s Your Startup Worth?http://www.timetostartup.com/blog.asp?e=247Entrepreneurs need to put a value on their startups in order to raise money. Learn some tips on valuing your business.